The Building Blocks of Funds Transfer Pricing (FTP) (September 16, 2008 at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, 11:00 AM PDT) Funds transfer pricing is a critical measuring prerequisite for understanding sources of Net Interest Margin (NIM) contribution, desegmenting NIM risks, establishing loan & deposit pricing discipline and determining product and customer profitability. This 100-minute webinar will examine the basics of the “best practice” matched-term transfer pricing methodology, providing a simple and practical unraveling of its complexities, mysteries and strategic value.
Pricing Loans & Deposits for Growth and Profit (September 25, 2008 at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, 11:00 AM PDT) Challenged by constantly increasing pricing complexities and competitive pressures, financial service organizations are suffering plummeting net interest margins. Understanding pricing strategy and significance are critical to gaining a competitive advantage. Explore pricing strategies and learn about price elasticity. Using matched-term funds transfer pricing as a rational starting point for sound pricing, discover how to establish risk-adjusted loan and deposit pricing customized to your institution and tailored to your customers.
How to Apply Investment Basics in the Current Crisis Market (October 7, 2008 at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, 11:00 AM PDT) Get hands on guidance for building an effective portfolio in the current economic environment during this convenient online program. In 100-minutes, you’ll examine a variety of bank portfolios and learn how to create a conservative investment portfolio that positively interacts with your institution’s balance sheet and income statement.
Commercial Real Estate (CRE) Stress Testing (October 8, 2008 at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, 11:00 AM PDT) This quick and convenient webinar will teach you how to conduct CRE Stress Testing in just 100 minutes. You’ll learn what data is needed, how to determine subjection assumptions, what output and results are required, and how to utilize the results in funding the ALLL.
Internal Fraud and Embezzlement: Lessons from the Trenches (October 9, 2008 at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, 11:00 AM PDT) Internal fraud and embezzlement are some of the unique risks that financial institutions face in today’s world. And it’s a problem that may be bigger than you think. Internal fraud can wreak havoc on a financial institution’s financial performance, damage its reputation and undermine business objectives.
Loan Impairments (October 20, 2008 at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, 11:00 AM PDT) Covering accounting and regulatory reporting requirements related to loan impairments and OREO, this webinar offers practical examples that will help you better document and support your analysis. You’ll gain a better understanding of the concept of impairment and learn how to evaluate loans and OREO for impairment and how to correlate loan impairments and ORE with documentation for the Allowance for Loan and Lease Losses.
Commercial Mortgage Backed Securities: An Emerging Asset Class for Community Banks (October 22, 2008 at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, 11:00 AM PDT) Commercial Mortgage Backed Securities (CMBS) have long been a popular investment choice of large banks and institutional investors and many community banks are missing out on the action. Despite the recent turmoil in the credit markets, the outlook for CMBS is still positive as it continues to make inroads into community bank portfolios.
Vendor Management & Oversight (October 28, 2008 at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, 11:00 AM PDT) Vendor Management is an emerging need for many companies, and as such is also an area of increased focus by auditors and regulatory agencies. Recently, management has been tasked not only with the identification of internal controls and the safeguarding of information within their own institution, but also with the job of obtaining assurances that the same quality of care is maintained by any third party relationships.
Derivatives and Hedging Basics (November 6, 2008 at 2:00 PM EST, 1:00 PM CST, 12:00 PM MST, 11:00 AM PST) Focusing on the complexities of accounting for derivatives, including fair value determination, and achieving hedge accounting under FAS 133, this 100 minute webinar will help you avoid the common pitfalls of derivative accounting. Attend for an overview of the basic principles of derivatives and hedge accounting and common strategies used. Participants will learn to recognize and distinguish between fair value and cash flow hedges, and understand the basics and challenges of hedge accounting.
Capital Planning for Community Financial Institutions (November 12, 2008 at 2:00 PM EST, 1:00 PM CST, 12:00 PM MST, 11:00 AM PST) All financial institutions need a capital plan to support growth. You need enough capital, but not too much. From a regulatory standpoint, you can't have too much. From a shareholders' standpoint, you don't want more than is needed to satisfy the regulators and support growth. It is important to make the right capital decisions to meet growth strategies and boost the bottom line.
Liquidity Contingency Planning – Are You Prepared? (November 13, 2008 at 2:00 PM EST, 1:00 PM CST, 12:00 PM MST, 11:00 AM PST) The current credit crunch that started in 2007 has been a sobering experience for many liquidity managers in the finance industry: times are changing and we need to be prepared.
Remote Deposit Capture Risk Assessment, Controls and Policy (November 17, 2008 at 2:00 PM EST, 1:00 PM CST, 12:00 PM MST, 11:00 AM PST) Remote deposit capture (RDC) is a valuable tool that can lower operating costs, bring in a new source of revenue and attract and retain clients to your institution. Whether your bank currently has or is planning to deploy Remote Deposit Capture for your customer base, don’t miss this convenient webinar chock-full of RDC best practices. Attend for valuable tips, tools and techniques designed to help you successfully deploy and manage RDC, as well as provide adequate controls and policies, and mitigate appropriate risks associated with Remote Deposit/Merchant Capture.
New Developments in Compliance Risk Management Planning: Best Practices for Community Financial Institutions (November 19, 2008 at 2:00 PM EST, 1:00 PM CST, 12:00 PM MST, 11:00 AM PST) Financial institutions are facing additional challenges in today’s market in light of heightened competition, the fluctuating regulatory environment and monumental technological innovations. Attend this convenient 100-minute webinar to examine new developments in compliance risk management planning and gain best practices specific to community financial institutions.